Nova Friend

Loan products

Personal Loan

Unsecured loan for personal needs such as medical expenses, travel or home renovation.

Amount
₹10,000 – ₹2,50,00,000
Tenure
6–84 months
Minimum monthly income
₹15,000
Who can apply
Salaried, Self-employed, Professional, Business owner
Documents
PAN card, Address proof, Salary slip (last 3 months), Bank statement (6 months)

Business Loan

Working capital and expansion finance for proprietors, partnerships and companies.

Amount
₹50,000 – ₹5,00,00,000
Tenure
12–60 months
Minimum monthly income
₹25,000
Who can apply
Business owner, Self-employed, Professional
Documents
PAN card, Address proof, Business registration proof, Bank statement (6 months), Income tax return

Home Loan

Purchase or construction of a residential property.

Amount
₹5,00,000 – ₹50,00,00,000
Tenure
60–360 months
Minimum monthly income
₹25,000
Who can apply
Salaried, Self-employed, Professional, Business owner
Documents
PAN card, Address proof, Salary slip (last 3 months), Bank statement (6 months), Income tax return

Vehicle Loan

New or used two-wheeler and four-wheeler finance.

Amount
₹20,000 – ₹5,00,00,000
Tenure
12–84 months
Minimum monthly income
₹15,000
Who can apply
Salaried, Self-employed, Professional, Business owner
Documents
PAN card, Address proof, Bank statement (6 months)

EMI calculator

Indicative only. The rate range reflects our lending partners' current products; the lender sets your actual rate after its own assessment.

Monthly EMI
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Total interest
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Total payable
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Check my eligibility for this amount

Eligibility does not guarantee loan approval. Final approval is subject to the lender's verification, credit assessment and terms.