Personal Loan eligibility check
Check your Personal Loan eligibility in about five minutes. No impact on your credit score, and you choose which RBI-regulated lender sees your details.
Check my eligibility- Amount and tenure
- ₹10,000 – ₹2,50,00,000
6–84 months - Minimum monthly income
- ₹15,000
- Who can apply
- Salaried, Self-employed, Professional, Business owner
- Documents lenders may ask for
- PAN card, Address proof, Salary slip (last 3 months), Bank statement (6 months)
Unsecured loan for personal needs such as medical expenses, travel or home renovation.
Good to know
Does checking my eligibility affect my credit score?
No. The check uses the details you enter and does not create a credit bureau enquiry. A lender may run its own credit check later, only after you choose it and consent.
Who sees my details?
Only the lender you choose from your matches, and only the fields listed on the consent screen.
What does it cost?
A one-time platform service fee of ₹99 plus applicable tax, shown before you pay. Lenders may charge their own processing fee if you take a loan.
Is my loan guaranteed if I am eligible?
No. Approval, rate, tenure and disbursement are decided only by the lender after its own verification.
EMI calculator
Indicative only. The rate range reflects our lending partners' current products; the lender sets your actual rate after its own assessment.
Other loans
Nova Friend is not a lender. Regulated banks and NBFCs make their own credit decisions. Eligibility does not guarantee loan approval. Final approval is subject to the lender's verification, credit assessment and terms.